From Sign-Up to First Settlement — in 5 Simple Steps
Whether you're a distributor, dealer, or retailer — EMI Locker makes it easy to sell phones on EMI, protect your investment, and get paid on time. Here's exactly how it works.
Register & Get Verified
Sign up using your phone number or email. Your sponsor (distributor or dealer) receives your request and approves your account. Once approved, you're live and ready to start operating.
- ✔Register with phone, email, or Google
- ✔Your sponsor approves your account
- ✔Instant access to your dashboard
Request Keys from Your Distributor
Each phone you sell on EMI needs one device key. You request keys from your distributor, they confirm the purchase, and the keys appear in your dashboard instantly. Simple, transparent, and fully tracked.
- ✔Request any quantity — delivered instantly on approval
- ✔Unused keys can be returned anytime
- ✔Dashboard shows your current key balance at a glance
Phone Enrolled in Under 60 Seconds
At the time of sale, the customer installs the EMI Locker app on the phone. You add the customer in your retailer app — and that's it. The phone enrolls under your account automatically. No QR code needed, no factory reset, no manual steps on the device. By the time the customer walks out, the device is already on your dashboard and under your control.
- ✔No factory reset or complicated setup required
- ✔Works on any Android phone
- ✔The enrolled device shows up on your dashboard immediately
Payment Due? You're in Control
Your dashboard shows every customer's payment status in real time. If a payment is due, send a reminder notification to the customer's phone. If a payment is missed, you can remotely lock the device — making it unusable until the customer pays. Once paid, one tap unlocks it instantly.
- ✔Automated payment reminders sent to customers
- ✔Lock a defaulting phone remotely from your dashboard
- ✔Unlock immediately when payment is received
Your Wallet Keeps Everything Balanced
Every time keys are bought or sold in your network, the payment is automatically recorded in your wallet. You can see at a glance what you've collected, what you owe, and your net position — all in one place. No spreadsheets, no manual tracking.
- ✔All transactions recorded automatically
- ✔See what you've earned and what you owe in real time
- ✔Supports UPI, bank transfer, or cash — all logged
Built for Every Level of the Network
Whether you're running a large distribution business or a single retail store, EMI Locker works for you.
Distributors
Supply device keys to your dealer network. Set your own pricing, manage stock, track payments from all dealers in one dashboard.
Retailers & Dealers
Sell smartphones on installment plans with confidence. Protect your stock value with remote device control. No chasing customers for payments.
Sales Partners
Earn by building your own dealer network under you. Get commission on every key your network sells. Full visibility into your team's performance.
Partner FAQs
No. If you can use WhatsApp, you can use EMI Locker. The dashboard is designed to be simple and straightforward. Activating a phone takes under a minute.
Yes. Once you confirm the payment in your dashboard, you send an unlock with one tap. The customer's phone unlocks within seconds — no manual intervention required.
Unused keys can be returned to your distributor at any time. The return is tracked and your wallet is credited accordingly. You're never stuck with inventory you don't need.
Yes. EMI Locker is available for partners across India and Bangladesh. We have dedicated support teams in both markets.
Contact us or sign up directly. We'll connect you with the right distributor in your area and get your account verified within 24 hours.
Guides & Deep Dives
Detailed explainer guides to help you understand the technology behind EMI Locker.
Ready to Join the Network?
Become a verified EMI Locker partner today. Sell more phones, recover faster, settle smarter.