Retailers
Join directly, request keys, manage devices, and follow approvals without leaving the backend.
Powerful Control Features
EmiVault is built as android emivault software for retailers who need stronger retailer EMI protection. Lock overdue phones, send payment alerts, track devices, and recover EMI payments faster from one dashboard.
Device Lock / Unlock
Instantly control any financed phone remotely. Lock on missed EMI, unlock on payment — zero manual effort.
Password Reset / View
Reset or view the current device password remotely. Assist locked-out customers without a physical visit.
Set / Remove Wallpaper
Display payment reminders or your store branding on the customer's lock screen wallpaper remotely.
EMI Alert by Audio
Play voice alerts for pending EMI payments directly on the customer's device via FCM — no app interaction needed.
EMI Alert on Screen
Show full-screen pop-up reminders for EMI due dates that the customer must acknowledge before dismissing.
Track Location
View live GPS location of any financed device. Useful for recovery, delivery verification, and ownership confirmation.
Get Phone Number
Fetch active SIM and phone number details of any registered device instantly from the dashboard.
Camera Lock / Unlock
Disable camera on defaulting devices until EMI is cleared. Lift the restriction remotely on payment — no factory reset.
Reboot Device
Restart any financed phone remotely. Resolve hang states or apply policy changes without the customer visiting the store.
App Lock / Unlock
Control access to selected apps on the device. Block specific apps for defaulting customers, restore on settlement.
Call Lock / Unlock
Restrict calling on defaulting customer devices — a measured escalation step before full device lock triggers.
AI Recovery Layer for Device Financing Teams
Move from device control to prediction and automation
Once your financed phones are protected, EmiVault adds AI tools for smarter recovery: risk scoring before default, reminder automation, fraud monitoring, and daily action guidance for overdue accounts.
Built for the people who run financed-device networks
EmiVault fits both growing retailers and larger partner hierarchies that need structure, control, and visibility.
Distributors & Sales Teams
Manage your retailer network, allocate keys with custom pricing, approve transfers, and track wallet settlements across your hierarchy.
Finance & Admin Teams
Oversee operations across all roles, monitor device status, generate analytics reports, and maintain complete audit trails.
Real-time analytics and operational insights
Track key inventory, device status, wallet balances, pending approvals, and user activity across your entire financing network. Make data-driven decisions with comprehensive dashboards and reports tailored to your role.
-
Dashboard Analytics
Monitor key metrics: available keys, device distribution, wallet transactions, approval queues, and network growth in real-time.
-
Audit Trail Visibility
Complete transaction history, approval workflows, key movements, and device actions with timestamps and user attribution.
Secure multi-level network collaboration
Coordinate seamlessly across your device financing hierarchy. Distributors allocate keys to sales teams, retailers request inventory, and admins maintain oversight—all with role-based permissions and approval controls that ensure security and accountability.
-
Hierarchical Structure
Define clear reporting lines from Admin to SuperDistributor, Distributor, SalesPerson, and Retailer with appropriate access controls.
-
Approval Workflows
Manage key requests, transfers, and returns through structured approval processes with notification tracking and status updates.
Instant push notifications and payment alerts
Stay connected with your customers and team at all times. EmiVault uses Firebase Cloud Messaging (FCM) to send timely EMI reminders, approval notifications, lock/unlock updates, and key transfer alerts — automatically, without any manual effort.
-
Automated EMI Reminders
Payment due alerts are pushed directly to customer devices on schedule. No manual calls, no missed collections.
-
Approval & Transfer Alerts
Distributors and retailers receive instant notifications when key requests, approvals, or wallet settlements need their attention.
Business Partnership
Any Business Can Join
Any Business Can Join
and Build Their Own Network
Become a SuperDistributor, Distributor, or SalesPerson in your country. Set your own key pricing above your cost. Build a team under you. Earn a margin on every key your network sells — automatically.
INR Pricing
All pricing is handled in INR (₹), with entry pricing from ₹60/key for Indian partners.
6-Level Hierarchy
Admin → SuperDist → Distributor → SalesPerson → Retailer → Customer.
Easy Key Returns
Return unused keys up the chain with full audit trail and optional buyback payment.
Your Own Profit
Every level sets their own price. You own your margin — no sharing, no caps.
Join as a Partner Today
1
Register your account on EmiVault
2
Get approved — same day for most partners
3
Buy keys, build your team, set your pricing
4
Earn on every key your network sells
Built on real device financing operations
EmiVault was created to solve the practical challenges of managing financed devices at scale. From onboarding retailers to tracking EMI payments and remotely controlling device access, we provide the backend infrastructure that device financing networks need to operate efficiently.
Our platform supports hierarchical user management, flexible key pricing models, comprehensive wallet visibility, and audit-ready approval workflows—all designed specifically for teams running finance-led device distribution.
0
Role levels in the
distribution hierarchy
0+
Remote device
controls per enrolled phone
0%
Remote lock works
without internet on device
₹0
Monthly subscription
fee — pay per key only
Use Cases
EmiVault Works Beyond Device Financing
Use EmiVault as an EMI security and installment-control layer for more than financed phones. If a customer has an Android device, retailers and finance teams can use EmiVault to protect collections, reduce payment risk, and respond faster when an installment is missed across multiple retail EMI models.
Device Financing
Phone, tablet, and gadget retailers can enroll already-running customer devices and keep repayment control without factory reset delays.
Learn More →Appliance and Electronics EMI
Retailers selling TVs, fridges, ACs, laptops, and premium electronics on EMI can use the customer's Android phone as a digital security layer.
Learn More →Furniture and Lifestyle Retail
Furniture stores, mattress sellers, and premium home retailers can add stronger EMI protection even when the financed item is not itself a device.
Learn More →Solar and Home Equipment Sales
Solar installers, inverter dealers, and high-value equipment sellers can secure installment plans with a practical customer-device control workflow.
Learn More →Retailer-Led EMI and NBFC Programs
Local finance teams, NBFC partners, and retailer-led EMI programs can standardize collection discipline across mixed product categories.
Learn More →
SEO Landing Page
See 8 Use Cases in Detail
Explore where EmiVault fits best, from device financing to appliances, furniture, solar, education kits, healthcare equipment, and more.
EXPLORE USE CASESWhat our users say about EmiVault
Real feedback from finance teams, distributors, and retailers using EmiVault
to manage their device financing operations.
EmiVault has transformed how we manage our retailer network. The approval workflows and wallet transparency give us complete control and visibility across all transactions.
Priya Sharma
Finance Operations ManagerThe key management system makes inventory tracking effortless. Request, approve, transfer—everything happens within the platform with complete audit trails.
Raj Kumar
Super DistributorAs a retailer, being able to join directly and request keys without intermediaries has been game-changing. The platform is intuitive and support is excellent.
Arjun Patel
Retail PartnerRemote device locking gives us the security we need for EMI collections. The Android app integration works flawlessly with our financed devices.
Anita Desai
Operations Head5.0 / 5.0 - 3689 Total User Reviews
Trusted by retailers, distributors, and finance teams
Retailers, distributors, and finance teams rely on EmiVault
to manage device financing operations every day.
Global Coverage
EmiVault is Available Region by Region
We've built dedicated solutions for each market — with localised pricing, payment methods, language support, and compliance.
Choose your country to see the full tailored experience.
🇮🇳
India
INR ₹ · Hindi & English
Built for Indian phone retailers using UPI-led wallet top-ups, bilingual support, and distributor workflow that fits local operations. Starts at ₹60/key.
- ₹60/key — pay per key activation
- UPI, NEFT, RTGS wallet top-up
- Hindi & English support
- WhatsApp AI reminder bot
Bangladesh
INR ₹ · Bengali & English
Adapted for Bangladesh teams using Nagad, Rocket, and bank transfer with localized follow-up workflow for retailer and distributor networks. Contact us for current pricing.
- ₹60/key (INR) — pay per activation
- bKash, Nagad, Rocket wallet top-up
- Bengali & English support
- AI-powered fraud detection
🌍
More Countries
Global Expansion
We're expanding EmiVault to more markets in Southeast Asia, Africa, and the Middle East. Localised pricing, payment methods, and compliance for each region.
- Pakistan (Coming Soon)
- Nigeria (Coming Soon)
- Philippines (Coming Soon)
- Indonesia (Coming Soon)
Simple, honest pricing
Activate devices starting at ₹60/key
Pay only per key you activate — starting at ₹60/key.
Same INR pricing for India and Bangladesh — and every level earns its own margin.
India from ₹60/key
Bangladesh from ₹60/key (INR)
No lock-in, cancel anytime
Volume discounts built in
See All Plans & Pricing
No credit card required · Local pricing for every market
Common Questions About EmiVault
Business questions answered. For country-specific pricing, payment methods, and regional onboarding — see our India page, Bangladesh page, full FAQ, and pricing page.
EmiVault protects financed phones from payment defaults by letting phone retailers remotely lock overdue Android devices, send EMI reminders, and recover payments faster. It enrolls already-running Android phones without factory reset, then gives you one dashboard for devices, approvals, and retailer operations.
EmiVault is built for anyone in the device financing chain — individual phone retailers who sell on EMI, distributors who supply and manage multiple retailers, SuperDistributors who run wider regional networks, and finance teams who need audit trails, wallet transparency, and approval controls. You can join at any level and build a team under you.
You can sign up directly as a Retailer and immediately enter the approval workflow — no distributor required. If you want to build a network under you, you can join as a Distributor or SuperDistributor and onboard your own retailers. The platform supports a 6-level hierarchy from Admin down to Retailer, but every level can start independently.
EmiVault uses per-key pricing starting at ₹60/key for India and Bangladesh. You purchase keys and activate them on customer devices. Every level in your network sets their own selling price above their cost and earns their own margin. See the pricing page for full details.
Most EMI locker apps rely on accessibility hacks that customers can disable from Settings, and a factory reset removes them completely. EmiVault uses a proprietary enrollment method: add the customer in the retailer app and the phone enrolls automatically, with no QR code and no factory reset. Once enrolled, the EMI lock stays protected even if the buyer tries to tamper, and you also get smarter reminders, risk scoring, and fraud detection.
Registration takes a few minutes. Once approved — same day for most partners — you can add wallet balance, receive keys, and begin enrolling customer devices immediately. Our onboarding team is available to guide you through your first device setup if needed. Start partner onboarding →
Start Your Free Trial Today
Join retailers and distributors already using EmiVault to manage
their device financing operations. No setup fees. No hidden costs.
-
Free 14-day trial
-
No credit card required
-
Support 24/7
-
Cancel anytime
Read latest stories
Insights, guides, and updates on device financing, EMI management,
and building your retailer network with EmiVault.
Loading stories…
Need support ? contact our team
Mon - Fri: 9 am to 5 am