EmiVault FAQ

Yes. Retailers can join EmiVault directly from the onboarding page, create their device finance account, and enter the approval workflow — no manual setup or distributor required. New partners can activate and start managing financed Android phones within minutes.

Each level of the EmiVault hierarchy — SuperDistributor, Distributor, SalesPerson, and Retailer — sets their own key price above their cost. Platform pricing starts at ₹60 per activation key, with lower bulk rates available. Every level of the device finance network controls its own margins while the platform tracks all transactions automatically.

EmiVault tracks all receivables, payables, manual settlements, payment references, and outstanding EMI amounts in real time. Every key purchase and financed device activation updates your wallet automatically — giving your device finance operations a live financial picture across all network levels.

Yes. EmiVault shows real-time activation key availability across your network and sends low-stock alerts before your device finance operations are disrupted. Teams managing large financed-device portfolios can request more keys from their distributor or hierarchy before running out.

EmiVault uses official Google DPC (Device Policy Controller) APIs — not Accessibility Service — to remotely lock, unlock, restrict, or send EMI alerts to financed Android devices. No factory reset required, and it works on phones already in the customer's hands. When a customer misses an EMI payment, restrictions trigger automatically via Firebase. Supports 11 features including GPS tracking, camera lock, call restrictions, and app lock.

Sign up directly from the EmiVault retailer onboarding page, or contact our team for a guided demo. If you manage a distributor network, need custom hierarchy design for your device finance business, or want to see the full platform before committing — our team responds within 24 hours.

An EMI lock system (also called an EMI security system or EMI phone lock) is software that allows phone retailers to remotely lock, restrict, or alert a financed Android device when a customer misses a payment. Unlike older tools that relied on Accessibility Service hacks, EmiVault operates as a true anti-theft EMI lock using Google's official Device Policy Controller APIs — making it significantly harder for customers to bypass and activating the EMI default lock only through a compliance-safe enrollment path.

Yes. EmiVault is built as EMI control software for mobile shops, device retailers, and multi-level finance networks. It serves as a complete retailer EMI security system — combining EMI device protection, remote lock/unlock, wallet settlement tracking, and AI-powered risk scoring in a single dashboard. Whether you manage a single outlet or hundreds of retailers, EmiVault handles the entire EMI financing lock workflow automatically.

EmiVault is built as an EMI locker for mobile devices running Android — enrollment takes a tap sequence at the counter (no QR code, no factory reset), giving you full smartphone EMI security and EMI payment security through remote lock, audio alerts, and device restrictions. As a mobile EMI lock solution, it works on phones already running in the customer's hands. For iPhones, Apple's iOS does not support third-party remote lock APIs, so EmiVault uses the customer's enrolled Android device as the remote lock EMI enforcement point. The vast majority of financed phones in India and Bangladesh run Android, making this the most practical EMI device lock approach for retailers.