Our Partners Drive Device Finance Forward

Helping Partners Sell Smarter,
Not Harder

Our partners are at the heart of making financed smartphones accessible everywhere. By joining EMI Locker, you get more than flexible payment controls — you gain an AI-powered platform that manages every device sale with confidence. From running-device enrollment without factory reset, to AI risk scoring and automated payment reminders, we protect your business at every step.

 Enrolls running devices — no factory reset  AI-powered collection & risk tools  Simple pay-per-key pricing  Build your own distribution network

Why partners choose EMI Locker

Direct
Retailer onboarding
₹60
Starting per key
6
Network levels
0
Monthly fees
  AI-powered — payment risk prediction, smart auto-lock decisions, fraud detection, and a collection assistant built in.
Choose Your Role

Find the Right Partner Level for You

Every level in the EMI Locker network can set their own key pricing above their cost and earn a margin automatically.
Join where you fit and build a team under you.

Entry Level

Retailer

Sell phones on EMI and protect every financed device — join directly from the panel and start enrolling devices the same day.


  • Enroll running phones — no factory reset needed
  • Remote lock / unlock & AI risk scoring
  • Pay ₹60/key only when you activate a device
JOIN AS RETAILER
Team Leader

SalesPerson

Operate under a Distributor and manage a team of Retailers below you — set key prices and earn on every key in your network.


  • Manage retailers & set custom key prices above your cost
  • Approve key requests & track enrollments in real time
  • Full dashboard with role-based access control
JOIN AS SALESPERSON
Regional

Distributor

Manage SalesPersons and Retailers under you — key inventory, device status, wallet ledger, and approval queues in one place.


  • One dashboard for your entire network
  • Allocate keys & monitor EMI status in real time
  • AI fraud detection — catch SIM swaps & bypass attempts
JOIN AS DISTRIBUTOR
Top Tier

SuperDistributor

Build a region-wide network across all levels using the most advanced EMI security system and EMI control software available. The highest partner earning tier — earn a margin on every key sold across your entire hierarchy.


  • Oversee multiple Distributors across regions
  • Earn automatically on every key sold across your full hierarchy
  • Set your own pricing structure for the tiers below
JOIN AS SUPERDIST.
Business Model

A 6-Level Partner Network — Built to Scale

Every level above Retailer earns a margin on every key activated below them. See full pricing →

Admin
SuperDistributor
Distributor
SalesPerson
Retailer Join directly
Customer (Device)

How the margin chain works

Every partner above the Retailer sets their own key price above what they pay. The difference is their margin — earned automatically, with no manual collection. When a Retailer activates a customer device, the margin flows up the chain instantly.

  • Retailers: Buy keys from their Distributor or SalesPerson. Activate on customer devices. Pay only when they enroll. Starting at ₹60/key.
  • SalesPersons & Distributors: Set key prices above cost for their retailers. Every activation in their network earns them their margin — automatically, without manual billing.
  • SuperDistributors: Earn on every key activated across their entire multi-level network. The bigger the network under them, the more they earn — no extra effort.
VIEW PRICING DETAILS
The AI Advantage — Built Into Every Partner Account

More Than Lock & Unlock — 6 AI-Powered Tools

While other EMI apps only offer basic device lock, every EMI Locker partner gets a full AI-powered recovery and protection suite —
active from day one, no extra cost. See all AI features →

Payment Risk Prediction

Scores every customer for default risk before an EMI is missed — so you act early.

Learn more

Smart Auto-Lock

AI decides when to lock — grace for good payers, immediate action for high risk.

Learn more

WhatsApp Reminder Bot

Automated payment reminders on WhatsApp, voice, and push — no manual follow-up.

Learn more

Fraud Detection

Detects SIM swaps, device tampering, and bypass attempts in real time to protect your cash flow.

Learn more

Collection Assistant

Daily AI-generated action list — who to call, extend, or lock today — for every retailer.

Learn more

Revenue Forecast

Predicts expected EMI collections and cash-flow risk before month-end — for your whole network.

Learn more
Why Partner With EMI Locker

6 Reasons Partners Stay and Scale

No-Reset Running-Device Enrollment

Enroll already-running Android devices with no wipe, no data loss, and no QR code scanning — faster onboarding at the counter from day one. See platform features

Boost Sales with Flexible Plans

Offer affordable installment plans on new and refurbished smartphones. Customers who couldn't buy outright can now buy on EMI — growing your sales volume.

AI Does the Hard Work

Risk prediction, auto-lock decisions, WhatsApp reminders, and fraud detection run automatically — so you collect more without making more calls. See AI tools

Simple Per-Key Pricing

Pay only per activation key starting at ₹60. The more your network grows, the better your bulk rate. Every level sets their own price and earns their own margin. View pricing

Build Your Own Network

Become a Distributor or SuperDistributor and earn on every key your network sells — automatically. Build up to 5 levels below you with full wallet & approval transparency.

Dedicated Support & Onboarding

Our team is available to guide you from your first device setup. Quick answers, live help, and regional onboarding assistance — your business never waits.

Running-Device Enrollment Without Factory Reset

Running-Device Enrollment Without the Usual Reset Workflow

Many EMI tools still depend on factory reset flows or fragile Accessibility Service workarounds. EMI Locker uses Google's official Device Policy Controller (DPC) APIs to enroll phones that are already in the customer's hands. Faster for your retailer, smoother for your customer.

VIEW PLATFORM FEATURES START ONBOARDING FREE
No Factory Reset

Enroll live Android phones without wiping apps, settings, or the customer's existing data.

No Permission Battles

Google-compliant auto-grant setup flow removes the multi-step permission approval problem for good.

Google-Approved APIs

Official DPC framework instead of Accessibility Service hacks — safer, more stable, harder to remove.

AI On Top of Control

Risk prediction, fraud detection, and smart collection tools run on top of the strongest device control available.

Start in Minutes

Ready to Join? Register Directly on the Panel

No waiting, no back-and-forth. Open the EMI Locker partner panel, create your account, choose your role, and enter the approval workflow — all in one session. Once approved (same day for most partners), add wallet balance and begin enrolling devices immediately.

  • Registration takes a few minutes — no paperwork
  • Choose Retailer, SalesPerson, Distributor, or SuperDistributor
  • Same-day approval for most partners
  • Onboarding team available for your first device setup
OPEN PARTNER PANEL  

Common Questions About Partnering

Have more questions? See our full FAQ or contact us.

Yes. Retailers can register directly on the EMI Locker panel without needing a distributor referral. Once your account is approved you can add wallet balance, receive keys, and start enrolling devices the same day.

EMI Locker supports a 6-level hierarchy: Admin, SuperDistributor, Distributor, SalesPerson, Retailer, and Customer. Every partner level from Retailer upward can build a team under them, set their own key pricing above their cost, and earn a margin on every key their network activates.

EMI Locker uses per-key pricing starting at ₹60/key for India and Bangladesh. You purchase keys and activate them on customer devices — paying only when you activate. Every level in your network sets their own selling price and earns their own margin. View full pricing →

EMI Locker enrolls already-running Android devices without factory reset and without QR code scanning. It also includes AI-powered tools for payment risk prediction, smart auto-lock decisions, WhatsApp reminders, fraud detection, collection support, and revenue forecasting. See AI features →

Need support ? contact our team

Mon - Fri: 9 am to 6 pm