Two ways furniture retailers use EMI Locker

Option 1: Bundle an Android Tablet with the Furniture EMI

Include a low-cost Android tablet as part of the furniture EMI package. Enroll it via EMI Locker during setup. Now you have a leverage point — when the furniture installment is overdue, lock the tablet remotely. Customer calls you to restore access. You discuss the payment, and unlock after receiving payment. This completely changes the economics of furniture installment recovery.

Option 2: Use EMI Locker as a Pure Installment Tracker

Even without a device to enroll, EMI Locker's payment tracking and AI reminder system works for any installment sale. Register each customer and their payment schedule. The AI reminder bot sends WhatsApp and SMS reminders before, on, and after due dates — automatically. AI risk scoring identifies which customers are most likely to skip payment so you prioritise your follow-up calls. No device enrollment required for these features.

EMI Locker for furniture sellers — FAQ

Two ways: (1) Bundle an Android tablet with your EMI deal, enroll it in EMI Locker, and lock/restrict it when furniture installments are overdue. (2) Use EMI Locker purely as an installment tracker and AI reminder tool — register customer and payment schedule, let the AI send automated reminders and flag high-risk accounts.

Yes. If the tablet is Android 9.0+ and enrolled via EMI Locker during setup, you can restrict or lock it remotely when the furniture installment is overdue. The device cannot be used until you unlock it from the panel after receiving payment.

Yes. The AI reminder bot and collection assistant work independently of device enrollment. Register the customer, their phone number, and the payment schedule — the system sends automated WhatsApp/SMS reminders automatically on your behalf. AI risk flags tell you which customers to call first.

Recover more from furniture installment customers

AI reminders + optional tablet leverage = significantly fewer defaults. From ₹60/key.