Include a low-cost Android tablet as part of the furniture EMI package. Enroll it via EMI Locker during setup. Now you have a leverage point — when the furniture installment is overdue, lock the tablet remotely. Customer calls you to restore access. You discuss the payment, and unlock after receiving payment. This completely changes the economics of furniture installment recovery.
Even without a device to enroll, EMI Locker's payment tracking and AI reminder system works for any installment sale. Register each customer and their payment schedule. The AI reminder bot sends WhatsApp and SMS reminders before, on, and after due dates — automatically. AI risk scoring identifies which customers are most likely to skip payment so you prioritise your follow-up calls. No device enrollment required for these features.
AI reminders + optional tablet leverage = significantly fewer defaults. From ₹60/key.