What the distributor platform gives you

Portfolio Overview Dashboard

See total active devices, total overdue accounts, overdue EMI amount, avg default rate, and key inventory balance across all retailers. Drill into any retailer for their full detail.

Key Inventory & Retailer Allocation

Purchase keys in bulk. Assign key batches to specific retailers. Set per-retailer key credit limits. View key activation history and margin movements. Get alerts when a retailer runs low.

Sub-Wallet Management

Each retailer has a sub-wallet. You see all wallet balances, top-up history, and settlement records. Immutable audit trail for every transaction — useful for billing disputes and reconciliation.

AI Risk Portfolio View

Retailers ranked by AI-calculated default rate, overdue exposure, fraud event count, and collection efficiency score. Identify which retailers need credit tightening before losses accumulate.

Predictive Revenue Dashboard

Forecast expected EMI collections across the network for the next 30/60/90 days. Cash-flow risk score per retailer. Plan your own buying decisions around projected network cash flow.

Fraud & Tamper Alert Feed

Network-wide alert feed for factory reset attempts, SIM swaps, and device tamper events across all retailers. Click any alert to see the affected device and take action.

EMI Locker for distributors — FAQ

Portfolio dashboard for all retailers, key inventory and allocation management, sub-wallet management, AI risk portfolio view, predictive revenue dashboard, fraud alert feed, and a full immutable audit log of every event across the network.

Distributors purchase keys in bulk and allocate them to retailers by account. You can set per-retailer credit limits, monitor low-balance retailers before they create activation gaps, and review full key allocation history for billing and reconciliation.

Yes. The AI risk portfolio view ranks retailers by default rate, overdue exposure, collection efficiency, and fraud event count. Use this to tighten credit limits for underperforming retailers and reward your best-performing accounts.

No hard limit. The platform supports distributors managing tens to hundreds of retailer accounts. Role-based access ensures retailers only see their own data, while you see everything across the network.

Become an EMI Locker distributor partner

Manage keys, wallets, and device enforcement across your entire retailer network from one platform.

Partner With Us Request Demo